Associate, Capital Markets

ABOUT THE ROLE

We're seeking a driven Associate, Capital Markets to join Ramp's growing Finance and Capital Markets team. This role offers a unique opportunity to help build and scale a best-in-class Capital Markets function while making significant contributions to Ramp's growth.

As a key member of our team, you'll play a pivotal role in optimizing and executing Ramp's funding strategies while leveraging your expertise to help manage our capital partner relationships. You’ll also serve as a critical cross-functional partner, collaborating closely with teams across accounting, data, engineering, finance, product, treasury, and risk.

This position presents a rare opportunity for professional growth and development, regular exposure to Ramp’s leadership team, and the chance to make a true impact at a fast-paced start-up.

WHAT YOU'LL DO

- Support the Capital Markets Team in live transactions with modeling, structuring, internal memos, lender communication, document review, and document execution

- Evaluate the impact of various funding strategies under the context of Ramp’s broader corporate strategy

- Engage cross-functionally on key strategic initiatives including product expansion, financial partnerships, bank partnerships, and issuing partnerships

- Evaluate economic outcomes and capital implications of new products and commercial agreements

- Manage the day-to-day aspects of Ramp’s warehouse facilities and ABS facilities

- Own the suite of Capital Markets models

- Ensure the accuracy of the Capital Markets data tapes and assist with rearchitecting them for product changes

- Identify ways to automate and streamline processes to increase efficiency and scalability

WHAT YOU NEED

- Bachelor’s Degree in finance, economics, or related field

- 3+ years of experience working in a sell-side or buy-side ABS trading, securitization, asset financing-related, leveraged finance, or coverage banking (preferably FIG) role

- Excellent financial modeling and quantitative data analytics skills

- Comfortable with large data sets

- Extremely detail-oriented with a high regard for precision

- Relationship-minded with excellent communication abilities, both written and verbal

- Ability to thrive in small, collaborative, and ambiguous environments

- Ability to blend strategic and tactical skills

- Familiarity with AI tools

NICE-TO-HAVES

- Expertise with AI tools

- Experience with capital-intensive fintech businesses