Senior Legal Counsel, Capital Markets
The Team:
Upstart’s Legal team partners closely with Capital Markets and Finance to support the funding strategies that power our lending platform. The team works across securitizations, whole loan sales, and other liquidity channels, helping structure transactions and manage legal risk as the business grows.
As a Senior Legal Counsel, Capital Markets, you will support the execution of key financing transactions and provide practical legal guidance across investor-facing activities. You’ll work cross-functionally to help scale processes and ensure consistency across a growing set of products and funding structures.
How you’ll make an impact
Support capital markets and finance teams on purchase and sale agreements, securitizations, and other liquidity arrangements, as well as day-to-day legal support
Draft, review, and negotiate transactional documents with institutional investors, including asset managers, private equity firms, hedge funds, and pension funds
Partner with internal stakeholders and external counsel to support structuring and execution of securitization transactions, including pass-through and asset-backed structures
Contribute to managing deal flow, timelines, and documentation across multiple concurrent transactions
Collaborate with legal, product, and regulatory teams to ensure consistency across agreements and alignment with evolving requirements
Maintain and improve transaction templates and processes to support efficient and scalable execution
Provide guidance on legal risks and contribute to internal education on capital markets topics
Minimum Qualifications
Juris Doctor (J.D.) degree and active membership in at least one U.S. state bar
4+ years of legal experience in structured finance, debt finance, capital markets, or a related practice area
Experience drafting and negotiating transactional agreements in financing or capital markets contexts
Experience working with cross-functional stakeholders and external counsel on complex transactions
Preferred Qualifications
Experience working at a fintech or lending-focused company
Knowledge of asset-backed securitizations and capital markets structures
Ability to manage multiple transactions with competing priorities and timelines
Skills in developing or improving legal templates and transaction processes
Ability to communicate legal concepts clearly to business and non-legal stakeholders
Position location This role is available in the following locations: Remote
Time zone requirements The team operates on the East/West coast time zones.
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
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At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
United States | Remote - Anticipated Base Salary Range
$179,900—$249,100 USD