MLRO, Georgia

Key Responsibilities

Develop, implement, and maintain the company’s AML/CFT framework.

Monitor payment transactions, investigate alerts, and report suspicious activity (STRs/SARs) to the Financial Monitoring Service of Georgia.

Oversee the customer complaints process, coordinating with internal teams to ensure timely responses, and engage when complaints indicate potential AML/CFT risks.

Conduct customer, product, payment channel, and jurisdictional risk assessments; implement risk mitigation measures.

Oversee CDD, EDD, and ongoing due diligence processes.

Design and continuously improve the KYC onboarding journey, including Customer Risk Assessment (CRA) methodology.

Ensure AML/CFT controls are embedded in payment operations, including fraud prevention and strong customer authentication.

Ensure compliance with PSP licensing and ongoing regulatory obligations.

Act as the primary liaison with regulators and manage inspections, audits and regulatory reporting.

Maintain records of audits, investigations and remediation actions, ensuring all cases are tracked and auditable.

Deliver AML/CFT training across the organization.

Regularly assess the effectiveness of the AML/CFT framework, identify gaps in policies, procedures, and systems, report findings to senior management, and propose practical action plans to remediate deficiencies.

Update internal controls in line with regulatory changes and emerging financial crime risks.

Requirements:

Bachelor’s degree in Law, Finance, Economics, or a related field; AML/CFT certifications (e.g., CAMS) are highly preferred.

Minimum 5 years of AML/CFT compliance experience within a regulated financial institution, ideally within a PSP.

Strong knowledge of Georgian AML/CFT legislation and regulatory requirements, as well as FATF standards.

Practical experience designing and implementing risk assessment methodologies and KYC/EDD frameworks.

Familiarity with payment operations, fraud prevention, and strong customer authentication.

Proficient in AML systems, KYC tools, and case management for investigations and remediation.

Strong analytical, investigative, and problem-solving skills, with attention to detail.

High level of integrity and professional independence, with the ability to engage confidently and effectively with regulators and senior management.