Specialist, Global KYC & Due Diligence

Job Description

Ripple is growing its Global AML & Sanctions Compliance team and seeks to hire an experienced Due Diligence Specialist. This position will be heavily focused on carrying out due diligence to mitigate regulatory, reputational and sanctions risks associated with Ripple’s institutional clients, counterparties and corporate partners to ensure compliance with Anti-Money Laundering (“AML”), Counter-Terrorist Financing, Economic Sanctions regulations such as the Bank Secrecy Act (“BSA”) and USA PATRIOT Act. You will be part of our growing and agile Global Compliance team and responsible for providing due diligence reviews in support of business units throughout the company. This position reports to the Manager, Global AML & Sanctions Due Diligence.

What you’ll do:

Carry out the day-to-day corporate due diligence to support Ripple’s global business engagements.

Conduct Customer Due Diligence and EDD on prospective customers that onboard to Ripple’s U.S. and non-U.S. wholly owned regulated subsidiaries

Conduct Know Your Customer (“KYC”) analysis and risk profiles in accordance with policies and procedures.

Conduct watchlist and negative news screening and dispositioning tasks, escalating any items requiring additional attention.

Collect, synthesize, and analyze data derived from multiple sources, including publicly available databases and websites.

Identify information gaps and recommend action items to close any gaps identified.

Clearly summarize, document, and communicate findings and recommended action items in a timely manner to compliance management and/or other internal stakeholders when appropriate.

Perform periodic due diligence reviews on customers based on their assigned risk scores.

Assist the Due Diligence Manager in special / ad hoc projects related to the due diligence program

What we’re looking for:

3-4 years of AML/OFAC/Sanctions screening experience

Demonstrated knowledge of AML and OFAC regulations, requirements, and tools

Strong public data research and report writing skills

Comfortable executing independently in a team environment with minimal supervision

An attention to detail and a sense of curiosity

CAMS certification a plus

Fluency in additional languages a plus

FinTech or Crypto experience a plus