Senior Financial Crimes Compliance Controls Strategist

About the Role

Ramp is seeking its first dedicated Financial Crimes Compliance Controls Senior Strategist to build and own the framework that demonstrates FCC controls are working as intended, remain effective as risk evolves, and can be clearly supported in bank-partner, audit, and regulatory examinations.

This is a senior individual-contributor role at the intersection of financial-crimes compliance, controls effectiveness, technology, data, and AI-enabled operations. You will own FCC’s approach to testing, documenting, and improving manual and automated controls, including procedures, detection rules, AI and LLM-enabled workflows, and automation deployments.

You will serve as FCC’s dedicated compliance partner for program-level Product, Engineering, Design, and Data (“PEDD”) initiatives, ensuring FCC requirements, controls, and risk considerations are incorporated into strategic product and technology planning. This role complements the broader team’s cross-functional partnerships by focusing specifically on major PEDD-led initiatives.

This is a builder role for an experienced financial-crimes compliance professional with deep analytical skills and strong BSA/AML, and sanctions subject-matter expertise You will assess emerging and existing financial-crimes risks, make sound and defensible control decisions, and help build the processes, technology partnerships, and governance needed for FCC to scale responsibly. You will not simply maintain existing processes. You will help shape how FCC’s controls environment, AI strategy, and product partnership model evolve.

What You’ll Do

- Own FCC’s controls-effectiveness across manual procedures, detection rules, workflow controls, automation deployments, and AI or LLM-enabled capabilities.

- Establish standards for testing, evidence retention, issue identification, remediation tracking, and ongoing control monitoring.

- Serve as FCC’s dedicated compliance partner for major PEDD-led initiatives, defining FCC requirements and ensuring compliance needs are incorporated into product and technology planning.

- Partner with PEDD to translate financial-crimes requirements into scalable workflows, controls, and user experiences.

- Own FCC’s internal AI and automation strategy, including identifying high-value use cases and ensuring AI-enabled workflows are appropriately tested, documented, monitored, and supported by appropriate human oversight.

- Use financial crimes domain expertise, data, and analytical methods to proactively evaluate risk coverage, identify emerging risks or control gaps, and drive solutions and improvements..

- Serve as an independent, qualified secondary reviewer for FCC compliance reviews where segregation of duties or heightened review is required.

What You Need

- 7+ years of experience in financial-crimes compliance, AML/BSA or sanctions.

- At least 3 years of experience in a technical compliance, controls, compliance-testing, quality-assurance, or similar role.

- At least 3 years of experience as an AML or financial-crimes trusted advisor, including partnering with technical, operational, product, or business stakeholders on risk-based controls and decisions.

- Experience developing, implementing, or evaluating controls across both manual and technology-enabled processes.

- Deep understanding of financial-crimes typologies and how risk evolves across products, payment flows, customer types, and operational processes.

- AI fluency, including the ability to independently use approved AI tools, critically assess output quality and limitations, and lead strategic AI and automation initiatives within a compliance environment.

- Strong data-analysis skills sufficient to assess control performance, evaluate AI or LLM-enabled controls, identify trends or gaps, and partner credibly with technical teams.

- Experience presenting testing results, control documentation, risk findings, or program materials to regulators, examiners, auditors, or bank partners.

- ACAMS certification or equivalent financial-crimes certification.

- Exceptional written and verbal communication skills, including the ability to explain complex compliance requirements and risk decisions clearly to technical and non-technical audiences.

- Comfort operating with significant autonomy and building structure in a new, evolving role.

Nice to Haves

- Experience evaluating or implementing AI, machine learning, LLM, automation, or decisioning controls in a regulated environment.

- Experience supporting a fintech, payments, banking, card, or money-transmission compliance program.

- Experience designing controls for transaction monitoring, KYC or KYB, EDD, sanctions screening, suspicious-activity reporting, or payment-risk workflows.