Manager, Capital Markets

About Figure

Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale, and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933.

Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance.

We’re proud to be recognized as one of Forbes’ Top 50 Fintech Companies and CNBC’s World’s Top Fintech Companies.

About the Role

We’re looking for a Manager, Capital Markets to join our growing team! As Manager within the Capital Markets team, you’ll own day-to-day execution of our secondary transactions, including whole loan trades, liquidity, and warehouse sales and repurchases, while supporting securitizations and investor initiatives. You’ll help scale the settlement, pipeline, and reporting processes behind Figure’s growing origination volume and product suite. The role calls for a strong working knowledge of internal guidelines and external agreements, and close collaboration with Capital Markets, Finance, mortgage operations, origination, and servicing teams, as well as external counterparties.

What You’ll Do

Build short- and long-term RTL and DSCR trade plans with pricing and origination teams, aligning takeout and capacity with projected fundings, liquidity needs, allocations, and counterparty terms

Manage warehouse facilities day-to-day, including line activity, sales, and repurchases, and track eligibility criteria, concentration limits, advance rates, loan aging, and margin calls

Support the Director on warehouse facility renewals and amendments

Analyze execution across buyers by comparing bids and reviewing post-trade P&L, and recommend where loans should be allocated based on price, speed, and terms

Monitor the funded and in-process pipeline against takeout commitments, and work with risk and origination teams to find the best takeout for each loan across potential buyers

Lead trade strategy and loan allocations, optimizing warehouse facility usage and trade channels for best execution

Lead the team executing transactions, from investor onboarding and loan pool diligence through resolution of collateral and credit exceptions, settlement, and transaction confirms, and review the team’s work for accuracy and timeliness

Serve as the escalation point for diligence findings and exceptions with investors, due diligence vendors, and internal credit teams

Build a strong working knowledge of sale and financing contracts, including MLPAs and warehouse agreements, to guide the team’s execution

Produce accurate loan tapes for investors, warehouse lenders, and trustees, making sure loan-level data is complete and reconciled before delivery

Deliver accurate portfolio and pipeline reporting to support ongoing liquidity, capacity, and capital planning

Own monthly reporting requirements under warehouse, trade, and securitization agreements, including counterparty and trustee reporting

Reconcile data across internal systems, servicers, and counterparties, and resolve discrepancies at the source

Partner with Technology and Product to improve capital markets data and reporting tools and automate manual processes

What We Look For

Bachelor’s degree, preferably in finance, accounting, economics, or real estate

4+ years of relevant experience in capital markets, structured finance, corporate finance, or mortgage banking

Experience with whole loan trades, warehouse lines, or securitizations (strongly preferred)

Mortgage or real estate industry experience (preferred, not required)

Strong analytical and critical thinking skills, with excellent written and verbal communication

Proven ability to meet deadlines in a fast-paced environment

Ability to work independently and as part of a team; experience mentoring or leading junior team members is a plus

A get-things-done mentality: a self-starter who identifies, overcomes, and works around obstacles to get to the finish line

Proficiency in Excel and PowerPoint; SQL and Tableau experience (preferred)

Adhere to all company security policies and data handling procedures.

Complete mandatory security awareness training within required timeframes.

Promptly report any suspected security incidents or suspicious activity to the Security team.

Salary

Base Compensation Range: $128,000 - $192,000/yr

25% annual bonus target, paid quarterly

Company equity in the form of RSUs

This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.

Benefits

Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans

Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits

Employer-paid life and disability insurance

11 observed holidays and PTO plan

Up to 12 weeks of paid family leave

Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

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