Lead Product Manager, On-chain Payments
THE WORK:
We’re looking for a senior product leader to shape the future of payments and financial applications on the XRP Ledger.
In this role, you’ll own product strategy and execution across areas such as stablecoin payments, on-chain liquidity and foreign exchange, and emerging forms of programmable commerce. You’ll work at the intersection of blockchain infrastructure, financial markets, and real-world customer needs - turning new capabilities into products and experiences that can achieve meaningful adoption.
This is a highly cross-functional role. You’ll work closely with engineering, business development, ecosystem partners, and customers to identify the most important problems to solve, develop a clear product strategy, and drive complex initiatives from concept through market adoption.
WHAT YOU’LL DO:
Own product strategy and roadmap for key payments and on-chain financial capabilities on the XRP Ledger
Identify and prioritize opportunities where blockchain infrastructure can meaningfully improve how value is exchanged, converted, and settled
Develop product-market fit hypotheses and validate them through customer discovery, market research, product data, and real-world usage
Partner closely with Engineering to translate market and customer needs into scalable product and protocol capabilities
Work with financial institutions, payment providers, liquidity providers, developers, and other ecosystem participants to understand workflows and adoption barriers
Lead complex cross-functional initiatives spanning Product, Engineering, Business Development, and external partners
Define the capabilities and ecosystem requirements needed to deliver compelling end-to-end customer experiences
Navigate technical, commercial, and market tradeoffs to drive clear decisions and maintain momentum
Represent the product strategy internally and externally with customers, partners, and the broader ecosystem
WHAT YOU'LL BRING:
Significant product management experience building payments, fintech, financial infrastructure, trading, or other technically complex products
Proven ability to define product strategy and lead ambiguous, high-impact initiatives from discovery through launch and adoption
Strong cross-functional leadership skills, with a track record of driving alignment across technical and commercial organizations
Strong technical fluency and experience working closely with engineering teams on backend, infrastructure, API, or protocol-level products
Deep customer orientation and the ability to translate complex financial workflows into clear product opportunities
Strong systems thinking and judgment across product, technology, market dynamics, and go-to-market considerations
Excellent written and verbal communication, particularly when simplifying complex problems and driving decisions across diverse stakeholders
Comfort operating in a fast-moving environment where the market, technology, and customer needs are still evolving
Nice to Have:
Experience in payments, FX, liquidity, settlement, treasury, or financial market infrastructure
Experience building crypto, blockchain, or stablecoin products
Familiarity with wallets, digital assets, on-chain transactions, and decentralized or electronic trading systems
Experience with developer platforms, open-source ecosystems, or protocol-level product development
Experience launching products that depend on adoption across multiple ecosystem participants
For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.
CA Annual Base Salary Range
$216,000—$270,000 USD