Lead: AML, CTF, CPF & Sanctions
Luno is the crypto investment app you can rely on, enabling you to buy, store and explore crypto securely. We’re committed to putting the power of cryptocurrency in everyone's hands, sensibly and responsibly. Since 2013, we’ve helped millions of people around the world invest safely in crypto. We do this by cutting through the hype and supporting customers at every step of the way. All products and cryptocurrencies on our platform must first meet stringent legal, risk and technical security standards.Transparency is key for us. Luno stores all crypto on a 1:1 basis and we have rigorous processes in place so you can be confident your investment is secure. We're available in multiple markets around the world and we work closely with regulators and other key stakeholders to ensure compliance with local laws, as we believe this is the best way to help everyone, everywhere, invest safely.
About the team:
You will form part of the AML, CTF, CPF & Sanctions Team based in South Africa, Malaysia and Indonesia, and you will report to the Head: AML, CTF, CPF & Sanctions in South Africa.
Our AML, CTF, CPF & Sanctions Team is responsible for the implementation of money laundering, terrorist financing, proliferation financing and sanctions risk mitigation controls for Luno's global business.
Our mission is to create a world class AML, CTF, CPF & Sanctions Team that keeps both Luno and our customers safe.
The role in a nutshell:
You will work in a fast paced environment, collaborating with other business units, including Engineering, Product, Countries and Legal teams, servicing the business on an international level together with the teams from Africa, Asia Pacific and the UK.
We make sure we have the processes and information available that enable us to understand our risk, and using this foundation, we respond to any money laundering, terrorist financing, proliferation financing and sanctions related risks in a swift coordinated way
Your mission will be:
Manage AML screening, including sanctions, PEP, adverse media, watchlist, employee/vendor screening, and geolocation controls.
Manage transaction monitoring controls, including on-chain, off-chain, and Travel Rule monitoring and associated outcomes.
Own and optimise AML systems and controls, including rule tuning, threshold management, and performance oversight of key AML tools.
Oversee control performance, including queue management, SLA adherence, quality assurance, control effectiveness, and continuous improvement.
Provide day-to-day people leadership, including workload management, performance oversight, coaching, development, and team support.
A little about you:
Tertiary Education, to the equivalent of a graduate will be advantageous.
A relevant industry recognised certification such as ACAMS, ACFE, ACFCS, SAIFM etc, as applicable to the AML, CTF, CPF & Sanctions, field would be beneficial, especially if the certification focuses on crypto currencies.
A minimum of 7 years work experience in an AML, CTF, CPF & Sanctions related field.
Minimum of 1 year experience managing teams.
Experience developing and delivering team SMART Goals.
Day-to-day management of all aspects of screening, transaction monitoring and the outcomes thereof in respect of: sanctions, adverse media and political exposure, private watch lists, geolocation, geofencing, off-chain monitoring, on-chain monitoring and travel rule.
Regulatory portal management on an operational basis.
Experience with compiling professional-quality reports that can be shared with internal and external stakeholders.