Cyber Underwriter - Enterprise, Germany (m/w/d)
About the role
Coalition is entering an exciting new phase of growth in the German cyber insurance market following our strategic partnership with Allianz. This creates a significant opportunity to support Coalition’s large-market proposition in Germany.
You will join a growing team in a dynamic international environment, as a specialized cyber insurance underwriter, with a strong focus on enterprise / large market level clients.
In this role, you will be responsible for driving profitable business from an assigned group of brokers in Germany and partnering closely with our Sales organization. You will underwrite and manage products across Coalition’s portfolio while serving as a trusted partner to brokers and customers in the German market. Along the way, you will help clients better understand how to protect their businesses, bringing together underwriting expertise, business acumen, and a relationship-first approach.
This is a full time, remote-first position, that can be based anywhere in Germany.
Responsibilities
Underwrite new and renewal business accounts within the scope of personal underwriting authority, in compliance with underwriting guidelines, risk appetite, insurer specifications, and the specific requirements of the German market.
Build and deepen relationships with cyber specialists and sophisticated P&C placing brokers in Germany, becoming a trusted underwriting partner in the market.
Maintain disciplined underwriting files, documentation, and internal tool usage in line with Coalition’s workflows and governance standards.
Participate directly in broker and client meetings, with responsibility for external presentation, account strategy, and underwriting rationale.
Handle more nuanced and complex coverage, structure, and wording discussions, including escalating or partnering with CPU and other leaders, as needed, on non-standard issues.
Partner with Sales, Product, Claims, CPU, and Coalition’s security team to bring technical and portfolio insight into underwriting decisions and broker/client discussions.
Contribute feedback on underwriting guidelines, tools, and process improvements that help Coalition scale high-quality production underwriting in Germany.
Regular travel throughout Germany to maintain broker relationships and conduct client meetings, broker training sessions, and similar activities.
Skills and Qualifications
Typically 4+ years of underwriting or related experience, including meaningful exposure to cyber, technology E&O, or other complex specialty risks.
Several years of experience in a large-account, multinational, or complex commercial environment serving policyholders with revenues exceeding US$1 billion
Experience managing international insurance programs and captive fronting agreements
Ability to analyze underwriting and pricing risks independently and make sound decisions within authority.
Ability to use risk analysis and underwriting guidelines to explain decisions and rationale confidently to brokers and clients.
Strong negotiation, communication, and relationship-management skills in a broker-distributed environment.
Developing fluency and trust in complex coverage structures, delivering client-facing presentations, and conducting discussions focused on messaging and wording.
Familiarity with the German broker landscape and commercial insurance market.
Fluent written and verbal communication skills in both English and German are required.
Perks
Full time employment contract in Germany
30+ paid vacation days
Position based in Germany, in full remote work setup
Annual home office stipend + access to coworking spaces
Mental & physical health wellness programs
Competitive compensation and opportunity for advancement
*This job posting is open to all genders.