Software Engineer, Payments

Gusto · New York, New York, United States; San Francisco, CA - Hybrid · Engineering

Posted 2026-08-31

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About the Role:

We’re hiring seasoned engineers to join our teams that work on core platform capabilities, improving our existing systems for extensibility and scalability, and building the future of Gusto's Payments platform. As a Gusto Software Engineer at this level, you’ll be guiding projects end-to-end by driving large technical architectural decisions (focusing on scale and modularity), understanding how to take existing systems closer to desired end states, executing on projects, and maintaining code that powers core experiences. If you’re interested in building elegant software with far-reaching effects in our modern economy, join us!

About the Team:

Payments is responsible for all of the money management and movement operations that are used by our customers across a suite of businesses that all depend on money being moved safely between partners, employers, employees, government authorities and Gusto. In order to enable growth for Gusto and our customers, the Payments organization is responsible for defining best-in-class user experiences in order to enable delightful user experiences that benefit small businesses and their employees alike!  The Payments team will be completely re-architecting the payments platform at Gusto to be able to move money fast and at scale.

Here’s what you’ll do day-to-day:

Design, build, and test the infrastructure that enables our Payments teams and Risk policy and experience teams to efficiently build unique, custom tailored experiences for any existing or emerging products Gusto offers its customers

Help scale one of the largest Ruby/Rails and TypeScript/React applications in the world

Collaborate on complex and ambiguous problems with partnerships from Engineering, Product Management, Design, Data Science, Operations, and other cross-functional teams

Build the software platform that powers multiple 1st and 3rd party products and serves millions of businesses.

Mentor and grow fellow engineers working to create holistic and scalable solutions

Here’s what we're looking for:

Successful applicants have at least 7+ years of experience and the enthusiasm for a collaborative, test-driven environment

Experience building fault-tolerant, mission-critical software as well as designing and developing robust, distributed systems using multiple general-purpose programming languages

Experience influencing and guiding the work of multiple teams on scaling, refactoring, and optimizing legacy products

Experience architecting, building, and testing large-scale production level code that is maintainable, structured, and well-documented

An aptitude and interest in bringing clarity and simplicity to complex and ambiguous problems

Ability to communicate technical complexity and help facilitate informed tradeoffs

Experience in one of these domains is highly preferred: Payments and/or Accounting systems

Bonus: Experience with Ruby on Rails, Typescript, and React

Our cash compensation amount for this role is targeted at $183,000-$200,000 /yr in Denver & most remote locations, and $222,000-$245,000 /yr for San Francisco, Seattle & New York. Final offer amounts are determined by multiple factors, including candidate experience and expertise, and may vary from the amounts listed above.

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