Senior Engineering Manager, Upstart Bank
The Team:
Upstart Bank is an evolution of Upstart’s AI lending platform, focused on simplifying the regulatory infrastructure behind our marketplace while expanding access to credit nationwide. By moving from a fragmented, state-based system to a unified federal framework, Upstart Bank enables more consistent borrower experiences, reduces structural costs, and unlocks opportunities to improve pricing, compliance, and access to credit at scale.
As Senior Manager, Software Engineering for Upstart Bank, you will lead one or more engineering teams responsible for a critical area of the bank platform. You will translate product, regulatory, and operational priorities into technical plans and reliable execution across systems spanning areas such as payments, funding, reporting, or integrations. You will partner closely with Product, Compliance, Legal, Risk, Finance, Operations, and senior engineering leaders to deliver scalable, reliable, and audit-ready infrastructure for a modern banking platform.
This is a rare opportunity to help build a modern bank platform from an early foundation rather than inherit a legacy core.
How you’ll make an impact
Lead and grow one or more engineering teams responsible for a critical area of the Upstart Bank platform
Drive execution across complex, bank-critical systems in areas such as ledgering and funding, deposits and payments, reporting, or integrations
Partner with Product, Compliance, Legal, Risk, Finance, and Operations to translate business and regulatory needs into technical plans and delivered software
Contribute to technical direction and architecture for your area, ensuring systems support reliability, resilience, security, traceability, and auditability
Manage cross-functional dependencies and improve the predictability and quality of delivery across teams
Build engineering processes that support internal controls, audits, change management, and reliable operation in a regulated environment
Hire, coach, and develop engineers and emerging engineering leaders
Foster a culture of rigor, ownership, accountability, and continuous improvement
Minimum Qualifications
Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience
8+ years of engineering experience, including 3+ years of engineering management experience
Experience leading engineering teams through complex, cross-functional platform or infrastructure initiatives
Strong technical background with experience contributing to architecture and technical direction for distributed systems, cloud platforms, or business-critical infrastructure
Experience operating in regulated, high-control, or high-reliability environments where quality, controls, auditability, and change management are critical
Preferred Qualifications
Experience building or integrating core financial infrastructure such as ledgering, payments, deposits, funding systems, reporting, or financial integrations
Experience in banking, fintech, payments, lending, or other regulated financial systems
Experience building platforms that support internal controls, audits, and reliable operation in regulated environments
Experience leading platform modernization, core-system launches, vendor integrations, or major infrastructure transformations
Experience developing senior engineers, tech leads, or emerging engineering leaders
Demonstrated ability to balance speed, quality, reliability, and compliance in high-stakes technical environments
Interest in improving access to credit through technology and scalable financial infrastructure
Position location This role is available in the following locations: Remote
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
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At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
United States | Remote - Anticipated Base Salary Range
$195,300—$256,900 USD