Head of Legal & Compliance @HeyBlu

Head of Legal & Compliance @HeyBlu

Our Mission: HeyBlu is a Romanian e-money licensed fintech company that aims to provide financial services to customers and merchants operating in the e-commerce space. Our vision is to increase the financial power of e-commerce buyers & sellers, making a positive impact in their everyday lives. We do this by extending the purchasing power of retail shoppers in easy and convenient ways, while also helping e-commerce merchants with the capital needed to grow their business.

Being part of eMAG group, the largest e-commerce player in Romania, HeyBlu is focusing on building a financial offering for customers and merchants operating within the eMAG ecosystem by implementing an “embedded finance” approach. As part of the global Prosus group, we share the same purpose: “Improving everyday life for billions of people through technology”. In the HeyBlu team we are building an entrepreneurial, results-driven, agile, and collaborative culture based on the core values we share across the group: ownership, accountability, innovation, adaptability and customer focus.

What you’ll have to do:

Lead and coordinate all legal and compliance activities of the company, including managing high-performing legal and compliance team;

Drive legal strategy aligned with business objectives and growth plans;

Champion compliance culture throughout the organization;

Partner with product teams to enable innovative financial solutions by providing legal assistance in developing new product concepts;

Collaborate with all divisions and departments to ensure compliance with regulations;

Actively manage relationships with local regulators and industry associations;

Issue opinions regarding the design of standard contractual documentation and other documents with legal specificity (norms, procedures and other documents for the financial products in the portfolio);

Follow the national and European legislative changes, to update the characteristics of the products and to signal the corresponding changes in flow/procedures;

Ensure the secretariat of the meetings of the General Meeting of Shareholders/Board of Directors or other management bodies;

Ensure the representation and support of the company's interests in conciliations, before the courts at all levels as well as in relations with public authorities;

Become a legal lead for financial services within the eMAG Group.

What Will You Bring to the Table?

University law degree;

At least 5-7 years of experience in the financial-banking field (bank, fintech or law firm with experience working for clients from financial sector);

Knowledge of financial services’ regulatory landscape, payments, consumer financial products and services, digital channels covering:

o    eMoney and Payment Services: deep understanding of PSD2, electronic payment frameworks and practical business models implementing PSD2 frameworks;

o Credit Services: deep understanding of legal framework for offering consumer credit and merchant lending products;

o  AML/CTF Compliance: knowledge of Anti-Money Laundering and Counter-Terrorism Financing regulations;

o  Consumer Protection: experience with financial services regulations and consumer contracts;

o  Data Protection: understanding of GDPR compliance and data privacy frameworks;

o  Regulatory Relations: ability to build and manage relationships with supervisory and control authorities;

o  International Sanctions: knowledge of sanctions laws and implementation procedures;

Fluent in English;

Experience with digital and e-commerce financial products is a plus;

Proven experience advising financial institutions on contracts with consumers, entrepreneurs and external service providers/vendors;

Entrepreneurial and results-oriented, with the ability to identify opportunities and drive business impact;

Strong ownership mindset, combining accountability, adaptability, and sound risk-based decision-making;

Innovation-focused, leveraging technology and RegTech solutions to address business and regulatory challenges;

Excellent communication, planning, and problem-solving skills, with the ability to influence stakeholders and deliver outcomes.

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