Director, Life Underwriting

Ethos Life · Bangalore, India · Engineering

Posted 2026-10-22

Apply for this role →

About the role

We are looking for a Director, Life Underwriting to lead our underwriting production function, with a strong emphasis on team performance, people development, and operational excellence. This role is accountable for ensuring consistent, high-quality underwriting output while building and developing a high-performing, scalable team that meets production targets, turnaround time (TAT), and service level agreement (SLA) commitments.This is a hands-on leadership role for someone who can balance strategic oversight with day-to-day operational rigor, and who is equally comfortable coaching underwriters as they are managing dashboards and production metrics. You will be a champion of AI-enabled ways of working, continuously looking for ways to remove manual effort, shorten cycle times, and raise the productivity of every team member.

Duties and Responsibilities:

UW Production & Quality:

Own underwriting production output, ensuring volume and quality targets are met

Identify and recommend automation opportunities (straight-through processing, AI-assisted case review) to increase throughput without compromising quality

Partner with Underwriting Auditors to track audit findings and drive corrective action

Ensure decisions align with guidelines, risk appetite, and regulations

People Development:

Lead and grow a team of underwriters and supervisors/managers

Oversee onboarding/training programs and build career development pathways

Drive a coaching culture and strong team retention

Performance Management:

Establish clear, measurable performance standards for underwriters and supervisors across productivity, set productivity targets, quality standards, TAT, and compliance

Drive performance against TAT/SLA targets across case types

Build reporting to track real-time production and SLA performance

Resolve issues causing breaches; coordinate with Sales/Ops/Claims on escalations

Conduct regular performance reviews, using audit findings and production data to identify trends and root causes of underperformance

Lead structured, constructive conversations on performance gaps, including formal Performance Improvement Plans where warranted

Ensure consistency in performance evaluation standards across teams, especially in distributed/cross-geography setups

Recognize and reward high performers to reinforce a strong performance culture alongside accountability

Team & Org Leadership:

Build and scale teams as business needs grow

Manage capacity planning against volume forecasts

Ensure consistency in UW practices across distributed teams

Foster a culture of continuous improvement, experimentation, and openness to new technology

Stakeholder management:

Cross-Functional Collaboration: Key UW point of contact for Sales, Operations, Compliance, and Engineering

Represent UW in cross functional meetings; influence stakeholders on process changes using data

Qualifications and Skills:

15+ years in Life Insurance Underwriting, with strong people management experience

Proven track record managing production to standards at scale

Proven experience managing large teams (80/100+ members).

Experience building/leading UW teams (direct and/or cross-geography)

Strong technical UW knowledge, data-driven decision-making, and stakeholder influencing and communication skills

Bachelor's degree required; UW certifications (LOMA, FALU) are preferred

#LI-Onsite

#LI-KP2

Apply for this role →

← Back to all jobs