Business Analyst (Payments, Capital Markets)
Why Join Exadel
We’re an AI-first global tech company with 25+ years of engineering leadership, 2,000+ team members, and 500+ active projects powering Fortune 500 clients, including HBO, Microsoft, Google, and Starbucks.
From AI platforms to digital transformation, we partner with enterprise leaders to build what’s next.
What powers it all? Our people are ambitious, collaborative, and constantly evolving.
About the Client
A leading North American financial services provider operating across personal, commercial, wealth management, and capital markets sectors. Following recent strategic acquisitions, the top-tier bank has significantly expanded its international footprint. Now executing an "AI-first" strategy, the organization has launched a dedicated institute for applied AI and quantum computing to drive productivity and deliver hyper-personalized digital experiences for millions of global customers.
What You’ll Do
Analyze and document end-to-end payment processing workflows, including payment initiation, validation, approval, routing, settlement, reconciliation, and exception management
Gather, analyze, and document business requirements, functional specifications, process flows, data mappings, and business rules
Support payment transformation programs, payment hub implementations, and modernization initiatives
Analyze payment events originating from front-office, middle-office, and back-office systems and assess downstream impacts
Investigate payment exceptions, operational breaks, and production issues
Collaborate with Operations, Treasury, Settlement, and Technology teams to resolve issues and deliver enhancements
Support wire payment processing, settlement instruction management, and ISO 20022 initiatives
Facilitate communication between business and technology stakeholders to ensure alignment on requirements and solutions
Participate in workshops, requirements sessions, and process improvement initiatives
Contribute to continuous improvement efforts and operational excellence across payment processes
What You Bring
Strong understanding of end-to-end payment processing workflows, including payment initiation, validation, approval, routing, settlement, reconciliation, and exception management
Good knowledge of payment lifecycles across Capital Markets products and trading platforms
Experience analyzing payment events originating from front-office, middle-office, and back-office systems and understanding downstream impacts
Experience with SWIFT MT/MX messaging, ISO 20022 standards, wire payment processing, and settlement instruction management
Strong understanding of settlement operations, cash management, nostro/vostro accounts, and liquidity considerations
Experience eliciting and documenting business requirements, functional specifications, process flows, data mappings, and business rules
Ability to investigate payment exceptions, operational breaks, and production issues while collaborating with Operations, Treasury, Settlement, and Technology teams
Experience supporting payment transformation programs, payment hub implementations, and modernization initiatives
Strong domain knowledge of Capital Markets payment processing and settlement operations
Experience with SWIFT MT/MX messaging and ISO 20022 migration initiatives
Experience with cash management, liquidity management, and nostro/vostro account processing
Understanding of trade settlement, cash movement, and payment lifecycle workflows across multiple asset classes
Experience with enterprise payment platforms and payment modernization initiatives
Knowledge of reconciliation, exception management, and operational controls
Understanding of regulatory, compliance, audit, AML, and sanctions screening requirements related to payments
Strong stakeholder management and relationship-building capabilities
Excellent communication and facilitation skills with the ability to bridge business and technology teams
Strong analytical and problem-solving abilities
Ability to investigate and resolve complex operational issues
Strong organizational and documentation skills
Proactive mindset with a strong sense of ownership and accountability
Ability to work effectively in fast-paced, highly regulated environments
Commitment to quality and continuous improvement
Nice to have
Experience with payment hub platforms and payment modernization initiatives
Exposure to regulatory, compliance, audit, AML, and sanctions-related controls
Experience supporting ISO 20022 migration programs
Knowledge of multiple asset classes and associated settlement workflows
Previous experience within Capital Markets or Financial Services environments
English level
Intermediate/Upper-Intermediate
Work Type: Remote
Legal & Hiring Information
Exadel is proud to be an Equal Opportunity Employer committed to inclusion across minority, gender identity, sexual orientation, disability, age, and more
Reasonable accommodations are available to enable individuals with disabilities to perform essential functions
Please note: this job description is not exhaustive. Duties and responsibilities may evolve based on business needs
Your Benefits at Exadel
Exadel benefits vary by location and contract type. Your recruiter will fill you in on the details.
International projects
In-office, hybrid, or remote flexibility
Medical healthcare
Recognition program
Ongoing learning & reimbursement
Well-being program
Team events & local benefits
Sports compensation
Referral bonuses
Top-tier equipment provision
Exadel Culture
We lead with trust, respect, and purpose. We believe in open dialogue, creative freedom, and mentorship that helps you grow, lead, and make a real difference. Ours is a culture where ideas are challenged, voices are heard, and your impact matters.